Rachel (Oanh) To is an industry veteran with over 25 years of management experience. She has a proven track record of building companies from the ground up, funding an average of $225 million in monthly production throughout her career.
She has held various positions previously, including Regional Sales Manager at Pacific Mercantile Bank, Regional Sales Manager at Affiliated Funding Corp, and VP Regional Manager at New Century Mortgage. More recently, Rachel served as Regional Vice President at Banc Home Loans and worked at Motive Lending.
Excelerate Capital is a full-service mortgage company that excels and distinguishes itself as an INNOVATOR in Non-QM mortgages. Since 2015, we have been assisting broker partners’ success as a leader in Alternative Lending solutions.
Our mission is to provide “out of the box” mortgage solutions, while delivering superior service. Our company culture is built to nurture the welfare and success of our broker clients and our employees.
We offer multiple solutions for alternative lending:
- 12 | 24 Months Bank Statements
- 1 or 2 Year 1099s | W2 Only
- P&L Only
- WVOE Only
- Asset Utilization
- DSCR – Debt Service Coverage Ratio with no minimum ratio
Credit scores can be as low as 600 and LTVs as high as 90%.
Work with a lender that provides you with options! Reach out to me to get started.