Loan Programs
PRODUCT
GUIDELINES
Excelerate Capital’s Suite of Products
Excelerate Capital is a smart choice for brokers that want to access unconventional mortgage products. We provide flexible guidelines and awesome benefits such as Full/Alt Doc, Investor Loans, Foreign National Mortgage Products, ITIN or Individual Taxpayer Identification Number mortgages – perfect for non-U.S citizens! It’s time to review our product offerings today and unlock even more opportunities with us!
Core
Widest product guidelines with underwriting flexibility and more Frequent Exceptions – Case-by-Case
- Prime – Full/Alt Doc program with flexible guidelines and qualifying
- Excelerate – Full/Alt Doc program with most flexible guidelines and qualifying
- Core DSCR – Investor Program with most flexible guidelines and qualifying
- Multi-family – Investor Program for 2-10 Units & Mixed-Use Properties
- Foreign National – Non-QM Investor Program for Non-U.S. Citizens
Elite
Higher LTV & Loan Amounts with better pricing, More Flexible Guidelines, and Minimal Exceptions – Case-by-Case
- Elite Plus – Bank Statement Program with improved pricing for borrowers with excellent credit
- Elite Full / Alt Doc – Flexible documentation types to qualify with improved pricing
- Elite DSCR – Investor Program with improved pricing for borrowers with excellent credit
Specialty
Specialty programs for specific needs with premium pricing on DSCR Plus; with few or no exceptions
- DSCR Plus – Investor Program with premium pricing
- Full/Alt Doc Plus – Full/Alt Doc Program with premium pricing
- 2nd TD EquityFlex – Non-QM 2nd Lien Home Equity Mortgage (NOT HELOC)
- ITIN – Borrower options for those with an IRS ITIN number
